Author: Vivianne Hilpert

Decentralized finance (DeFi) innovations around blockchain networks and cryptocurrencies promise an Internet of Value – where money transfers as seamlessly as data packets over the web. The programmable financialization of marketplaces holds revolutionary potential to reshape future commerce. Defi refers to an ecosystem of blockchain-based decentralized applications providing automated financial services without intermediaries through smart contracts, including: Lending and borrowing protocols like Aave and Compound allow collateralized loans via overcollateralized pooled funds with algorithmic adjustable interest rates. Decentralized Exchanges like Uniswap for swapping crypto/fiat assets based on dynamic automated market maker algorithms instead of order books. Stablecoins like DAI, USDC,…

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Gold has been purchased by people throughout history as a form of wealth and a safeguard against uncertainties in the economy.  It is shown on fears of high inflation arising from money printing at unprecedented levels over the past few years. Gold has maintained its value much better than paper currencies over historical periods. Getting more reasons for buying gold Risk can be reduced by adding gold to investors because it usually tends to move independently from stocks and bonds. It happens mainly when there is a stock market economic recession leading people to divert their investments into precious metals…

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El Nino is a climate occurrence when the Pacific Ocean’s surface waters become excessively warm, affecting worldwide weather patterns and ecosystems. Low rainfall, droughts, heat waves, crop failures, and food shortages are all El Nino effects in India. According to the most recent weather forecasts, an intense El Nino will likely occur in 2024, posing a significant threat to the country’s GDP, agriculture, water resources, financial well-being, and overall economic health. We can’t sit back and time off now that we understand the El Nio effects in India and how they can disrupt our economic equilibrium. We must prepare for…

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Bedok, one of Singapore’s most vibrant and populous residential towns, is not just known for its hawker centres and recreational facilities. It also hosts a network of licensed moneylenders that offer a variety of loan services to meet the diverse financial needs of residents and businesses. In Bedok, you can find licensed private moneylenders providing cash loans that can go up to six times your monthly salary, with repayment periods typically extending to 12 months. These loans are designed to cater to individuals who need immediate financial assistance, be it for medical emergencies, unexpected bills, or other personal expenditures. Another…

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Now that wе’vе dеmystifiеd option chains and thеir data points,  lеt’s еxplorе how you can usе thеm to makе informеd trading dеcisions: Analyzing Call and Put Option Volumеs By analyzing calls and putting option volumеs,  you can gain insights into markеt sеntimеnt.  Highеr call option volumе may indicatе bullish sеntimеnt,  whilе highеr put option volumе could suggеst a bеarish outlook.  Thеsе obsеrvations can guide your trading strategies.  Idеntifying Options with High Opеn Intеrеst Options with high opеn intеrеst can act as potеntial support or rеsistancе lеvеls for thе undеrlying assеt’s pricе.  Monitoring thеsе lеvеls in thе option chain allows you…

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While the cost of living continues to rise, the real estate market is constantly changing. In only one year, California’s living expenses jumped by 14%! This underlines the need to make your current property worth keeping. Even if you are planning to relocate soon, you have no clue when it will occur. In such case, you’ll want to make enough money to put toward an eventual house down payment. A few easy modifications can easily add significant value to your home. Even if they are initially costly, some of these recommendations may save you money in the long term. There…

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A demat account is an essential tool for beginners embarking on their investment journey. It serves as a digital repository for holding and managing securities in electronic form. By eliminating the need for physical certificates, a demat account provides convenience, security, and efficiency. It allows investors to buy, sell, and hold various financial instruments like stocks, bonds, mutual funds, and more, all in a dematerialized format. With seamless online access and real-time updates, a demat account enables beginners to participate in the stock market and other investment avenues easily, making it a vital component of their financial growth. When venturing…

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ULIP or Unit-linked Insurance Plans is a fusion of life cover and investment plans. They are flexible, affordable, convenient, and all things sensible. But did you know that the latest trends in this form of an investment plan have only amplified its potential this year? Today, a ULIP plan can offer more than just affordable premiums or the opportunity to tailor your financial goals to your risk appetite. Let us take a dive into it to know more. What Is A ULIP Plan? For those who don’t already know, let us quickly run you through the basics. A ULIP plan,…

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We are all aware of the significance of having health insurance. However, occasionally you might not receive particular coverage under your health plan and look to purchase extra insurance. How do you go about doing that? Read on to find out more. If you believe your health insurance coverage is insufficient, you can do one of the following things to get the best health insurance benefits: 1. Increase the sum insured upon renewal The optimum time to raise your health insurance policy’s coverage or deductible is during renewal. Every year, every health insurance policy must be renewed to maintain the…

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Pedestrian accidents become severe and possibly fatal as pedestrians often are more prone to meet risk and injured. Especially in urban areas, machines, and bodies coexist where a pedestrian gets struck by a vehicle and meets a victim problem, which may make them eligible to cover medical bills. To claim and win the case, you need to find the right pedestrian attorney with many winning tracks and much more details. They can help ensure they are suitable and well protected and receive the compensation they deserve and are entitled to. Hence you must go with r right one to fight…

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